Frequently Asked Questions
Find Answers to Common Questions
At Atlantic Finance, we empower SMEs by turning unpaid invoices into immediate cash, helping businesses maintain operations, fund growth, and reduce financial stress.
Unlike traditional lenders, we offer fast, flexible, and tailored solutions designed to meet your unique needs. With our trusted partnerships and secure technology, we’re here to help you transform cash flow challenges into growth opportunities.
Explore our FAQs below to see how we can support your business today.
Invoice financing allows businesses to unlock cash tied up in unpaid invoices. We advance up to 90% of the invoice value, providing immediate working capital. Once your customer pays the invoice, we release the remaining amount minus our agreed fee.
Invoice financing is ideal for UK-based businesses that issue invoices to other businesses (B2B) on credit terms. It’s particularly beneficial for SMEs looking to improve cash flow, manage late payments, or fund growth opportunities without taking on traditional debt.
Once your account is set up, you can access funds within 24 hours of submitting an eligible invoice. For first-time users, the setup process is quick and straightforward, often completed in just a few days.
Not necessarily. With some types of invoice financing, such as confidential invoice discounting, your customers won’t know that you are using this service. We offer flexible options to suit your business preferences.
Fees vary depending on the size of your invoices, the volume of transactions, and the type of service you choose. Typically, fees include a small percentage of the invoice value and any applicable service charges. We provide transparent pricing and will discuss all costs upfront so there are no surprises.
