What is Invoice Finance?
What is Invoice Financing?
Cash flow is the lifeblood of any business, but waiting weeks or months for customer payments can create unnecessary challenges. That’s where invoice financing comes in—a solution designed to help businesses unlock the value of unpaid invoices and access funds quickly.
How Does Invoice Financing Work?
Invoice financing allows businesses to use unpaid invoices as collateral for immediate funding. Instead of waiting for customers to pay, Atlantic Finance advances a percentage of the invoice value—often up to 90%. These funds can typically be accessed within 24 hours, providing a fast and effective way to bolster cash flow.
When the customer settles the invoice, we will release the remaining balance, minus some fees. This means you can secure the working capital you need without waiting for extended payment terms to lapse.
Who Can Benefit from Invoice Financing?
Invoice financing is particularly useful for businesses that:
- Operate on credit terms and issue invoices to other businesses (B2B).
- Experience delayed customer payments that strain cash flow.
- Require funding but lack traditional assets to offer as collateral for a loan.
- It’s a flexible option for small and medium-sized enterprises (SMEs) looking to access cash to cover day-to-day operations, invest in growth, or handle unexpected expenses.
What Are the Benefits?
- Fast Access to Funds: Get funds in as little as 24 hours to bridge cash flow gaps.
- Increased Flexibility: Use the funds for anything from paying suppliers to investing in new opportunities.
- No Need for Traditional Collateral: Instead of property or other assets, your invoices act as security.
Is Invoice Financing Right for Your Business?
If you’re struggling with cash flow but don’t have assets to secure a traditional loan, invoice financing may be the perfect solution. It can help you maintain operations, pay employees, and take on new opportunities without being held back by delayed customer payments.
Explore the benefits of invoice financing with Atlantic Finance and let us help you turn unpaid invoices into a tool for growth.
Contact one of our experts today to discuss your options and whether invoice financing could be a right solution for you.
